OJK EFFORTS IN COMMITTING FRAUD ONLINE ARISAN

Devi Wulan Safitri

Devi Wulan Safitri Universitas Muhammadiyah surakarta

Keywords: Arisan, Fraud, Islamic Law, Saddu Dzariah, OJK

Abstract

Online arisan is an arisan activity that is carried out online through social media. fellow members of the arisan may or may not know each other. Because there are factors that can know each other and do not know each other fellow members resulting in fraud. The purpose of this research is 1. To find out the Online Research Mode. online gathering. This research uses a qualitative method with a research model to obtain data from observing videos on the Youtube channel. The source of the data in this study was obtained from Youtube. The method of analysis in this research is by watching, observing, and listening to content about online arisan fraud. This is done because the data in this study is in the form of content found on YouTube. Data certainty is very important so it requires accuracy in collecting data. The modes used in online arisan fraud vary widely from investments, online deposits, online arisan and auctions. In Islamic law arisan is allowed if the principle being carried out is mutual help (ta'awun) unless there is actions that are prohibited by Islam. The Financial Services Authority (OJK) as the supervisory agency for all activities in the financial services sector in Indonesia reminds the public before investing to pay attention to the legality of each investment instrument to avoid this online-based illegal investment. . The legal defense carried out by OJK is in the form of orders for financial service institutions to take action against consumer claims that have suffered losses and expect compensation due to violations of regulations in the financial services sector. Repressive protection is also carried out through enforcement of criminal, civil and administrative sanctions. Law enforcement against perpetrators of fraud through online-based illegal securities companies has not been explicitly regulated in a specific law that can be burdensome to perpetrators. In Islamic law arisan is permissible and the law is permissible if the principle being carried out is mutual help (ta'awun) unless there are actions that are prohibited by Islam. in Islamic law including Saddu Dzariah. Saddu Sdzariah is a method of establishing Islamic law by closing roads that are considered to lead to actions that are harmful and prohibited. If this media leads to work recommended by Islamic law, then it is recommended, but if it affects something that is forbidden, then the law is not permissible. Based on the Saddu Dzariah method, it implies that it is prohibited to carry out actions that bring benefits and are prohibited, such as online arisan fraud.

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