Pengaruh Kemudahan dan Tingkat Kepercayaan pada Platform Investasi Online serta Literasi Keuangan terhadap Minat Berinvestasi di Pasar Modal Syariah
Studi Kasus pada Masyarakat Muslim Kota Padang
Abstract
The development of information technology in the financial sector makes all financial activities easier and more practical, including investment activities in the Islamic capital market with the emergence of various fintech-based online investment platforms. However, with the various conveniences offered on online investment platforms, there is still a large comparison between the number of investors and the number of people of productive age in Indonesia, which shows that there are still many Indonesian people who do not have an interest in investing in the capital market. Therefore, the author examines the factors that influence people's interest in investing in the Islamic capital market. This research aims to analyze the influence of the variable perceived ease of online investment platforms, level of trust in online investment platforms, and financial literacy on the investment interest of the Padang City Muslim community in the sharia capital market. This research was carried out using a questionnaire with a purposive sampling technique because there are special criteria to become respondents in this research. The sample was 121 respondents from the Muslim community of Padang City. The data obtained was managed and analyzed using multiple linear regression analysis with the help of SPSS software. This research shows that the variables of perceived ease of online investment platforms, level of trust in online investment platforms, and financial literacy have a positive and significant influence on the investment interest of the Padang City Muslim community in the sharia capital market.
References
Abdalloh, I. (2019). Pasar Modal Syariah (3rd ed.). PT Elex Media Komputindo.
Alam, M.M., Akbar, C.S., Shahriar, S.M. and Elahi, M.M., (2017). The Islamic Shariah principles for investment in stock market. Qualitative Research in Financial Markets, 9(2), pp.132-146.
Davis, Fred D. (1989). "Perceived usefulness, perceived ease of use, and user acceptance of information technology." MIS quarterly: 319-340.
Fatmawati, E., (2015). Technology Acceptance model (TAM) untuk menganalisis penerimaan terhadap sistem informasi di perpustakaanM INFORMASI PERPUSTAKAAN. Iqra: Jurnal Perpustakaan dan Informasi, 9(1), p.196942
Ghozali, I. (2016). Aplikasi Analisis multivariete dengan program IBM SPSS 23 (Edisi 8). Badan Penerbit Universitas Diponegoro
Gunawan, I.M.I. and Suartina, I.W., 2021. Pengaruh Perceived Ease Of Use, Product Knowledge, Dan Trust Terhadap Minat Menggunakan Aplikasi Reksadana Bibit. Widya Amrita: Jurnal Manajemen, Kewirausahaan Dan Parwisata, 1(4), pp.1150-1160.
Jogiyanto. (2007). Sistem Informasi Keprilakuan (Edisi Revisi). ANDI.
Malik, A.D., (2017). Analisa faktor–faktor yang mempengaruhi minat masyarakat berinvestasi di pasar modal syariah melalui Bursa Galeri Investasi UISI. Jurnal Ekonomi dan Bisnis Islam| Journal of Economics and Business Islamic, 3(1), pp.61-84
Nurlita, A., (2015). Investasi di pasar modal syariah dalam kajian Islam. Kutubkhanah, 17(1), pp.1-20.
Pardiansyah, E. (2017). Investasi dalam Perspektif Ekonomi Islam: Pendekatan Teoritis dan Empiris. Economica: Jurnal Ekonomi Islam, 8(2), 337–373. https://doi.org/10.21580/economica.2017.8.2.1920
Rahayu, S., & Purbandari, T. (2020). Pengaruh Persepsi Kepercayaan, Persepsi Kegunaan, Persepsi Kemudahan, Persepsi Kenyamanan, dan Keamanan terhadap Minat Penggunaan Aplikasi Investasi pada Investor yang Terdaftar di PT Indopremier Cabang Solo. JRMA (Jurnal Riset Manajemen dan Akuntansi), 8(1), Article 1. https://doi.org/10.33508/jrma.v8i1.872
Rosdiana, R. (2020). INVESTMENT BEHAVIOR IN GENERATION Z AND MILLENNIAL GENERATION. Dinasti International Journal of Economics, Finance & Accounting, 1(5), Article 5. https://doi.org/10.38035/dijefa.v1i5.595
Sugiyono. (2015). Metode Penelitian Kombinasi (Mixed Methods) (7th ed.). Alfabeta.
Tandelilin, E. (2010). Dasar-dasar Manajemen Investasi. Kanisius.
Venkatesh, V., & Davis, F. D. (1996). A Model of the Antecedents of Perceived Ease of Use: Development and Test*. Decision Sciences, 27(3), 451–481. https://doi.org/10.1111/j.1540-5915.1996.tb00860.x
Yusup, F. (2018). Uji Validitas dan Reliabilitas Instrumen Penelitian Kuantitatif. Tarbiyah : Jurnal Ilmiah Kependidikan, 7(1). https://doi.org/10.18592/tarbiyah.v7i1.2100
Copyright (c) 2024 Novio Dyfa Pratama, Indri Yuliafitri
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
