Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH <p><img src="http://journal.iaisambas.ac.id/sinta5.jpeg" alt="" width="100" height="31"></p> <p>Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora is a multidisciplinary journal in social sciences and Islamic studies. Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora focuses on the subject of Islamic Studies, Education Issues, Economics, Humanism, and other social sciences. <a href="http://journal.iaisambas.ac.id/index.php/index">Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora</a> is published by Institut Agama Islam Sultan Muhammad Syafiuddin Sambas which covers the research of scholars, academics, and researchers related to Islamic studies, education, economics, and humanities. <a href="http://journal.iaisambas.ac.id/index.php/index">Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora</a> publishes issues twice a year (January and July). The editors invite the researchers to publish the results of their original research results through a review process. The submitted manuscript will be reviewed initially by editor and section editors. If the scope of manuscript relates to the scope <a href="http://journal.iaisambas.ac.id/index.php/index">Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora</a> and the writing meets the crieteria of this journal, editor will assign it to 1 reviewer or 2 reviewers through double-blind review process.</p> Institut Agama Islam Sultan Muhammad Syafiuddin Sambas en-US Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora 2442-384X Dampak Pendidikan Agama Islam (PAI) terhadap Pengembangan Moral pada Siswa Muslim https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2757 <p>This article discusses the impact of Islamic education on the moral development of Muslim students. The aim of Islamic education is to bring students closer to God and enlighten humanity. To form good morals in students' lives, appropriate strategies are needed in implementing Islamic education. The problem formulation in this research is the impact of Islamic religious education on the moral development of Muslim students. The aim is to determine the impact of Islamic religious education on the moral development of Muslim students. This research includes quantitative research. The approach used is descriptive quantitative. Data was obtained by distributing a questionnaire to students with a total of 10 questions. The data analysis technique uses the percentage of answers from the questionnaire. The population and sample in this study amounted to 74 students. The research results show that the impact of PAI on the moral development of Muslim students is in the "high" category. This can be proven from the research results of the students' total score of 76.2%.</p> Hafizul Husni Copyright (c) 2024 Hafizul Husni https://creativecommons.org/licenses/by-sa/4.0 2024-04-28 2024-04-28 10 2 261 271 10.37567/alwatzikhoebillah.v10i2.2757 Harmony Unveiled: Sharia Law and Human Rights in Dubai's Justice https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2725 <p>Utilizing a literature review as the primary method, this study delved into the navigation of tradition and modernity within Dubai's criminal justice system. The methodology entailed a comprehensive review of existing scholarly works, legal documents, and reports pertaining to the subject matter. The analysis synthesized insights from various sources to examine the system's integration of international human rights values and Sharia law principles. Additionally, it explored mechanisms for defending minority rights and assessed perceptions of the system's fairness and effectiveness among different segments of the population. Through this literature-based approach, key findings emerged. Firstly, the majority of sources indicated that the system effectively balances international human rights standards with Sharia law principles. Secondly, specialized courts and legal aid provisions were identified as mechanisms for safeguarding minority rights. Lastly, while the system was generally perceived as providing adequate protection, opportunities for improvement, such as enhancing access to justice for marginalized groups, were highlighted. In conclusion, the findings suggest that the Dubai criminal justice system has successfully negotiated tradition and modernity, offering valuable insights for other jurisdictions. Nonetheless, further research is warranted to evaluate the long-term implications of these findings and to refine strategies for ongoing enhancement in response to evolving societal demands.</p> Cecep Mustafa Rita Komalasari Copyright (c) 2024 Cecep Mustafa, Rita Komalasari https://creativecommons.org/licenses/by-sa/4.0 2024-04-28 2024-04-28 10 2 272 284 10.37567/alwatzikhoebillah.v10i2.2725 Islam-Yahudi: Bisakah Berdamai? https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2420 <p>Relations between Judaism and Islam have existed since the time of the Prophet until now. This relationship underwent a very drastic change. This article examines the relationship between Islam and Judaism from the time of the Prophet until now and the attitude of Muslims towards this conflict. This article uses a descriptive approach with a literature review as a data collection tool. The finding shows that the relationship between Islam and Judaism is intertwined through political, economic, and theological relations. Political interests, namely regional power, promoted the conflict between Muslims and Jews. As Muslims, unity and brotherhood between Muslims must be further enhanced to achieve peace in Palestine immediately. Muslims must instill in their souls that Palestine is a matter of Islamic faith. This article needs to explain in detail the development of relations between Islam and Judaism in the 20th century. Therefore, continued research is essential to improve this article.</p> Ana Fergina Hasaruddin Hasaruddin Syamzan Syukur Copyright (c) 2024 Ana Fergina, Hasaruddin Hasaruddin, Syamzan Syukur https://creativecommons.org/licenses/by-sa/4.0 2024-04-28 2024-04-28 10 2 285 296 10.37567/alwatzikhoebillah.v10i2.2420 Analisis Laporan dan Kinerja Keuangan Pemerintah Daerah Kabupaten Sambas https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2515 <p>This research aims to analyze the financial performance of the Sambas Regency Regional Government for 5 years from 2017 to 2021 and test whether there are differences in the performance of the degree of decentralization, performance of regional financial independence, performance of operating expenditures, and performance of capital expenditures. The analytical tools used are financial ratios, namely liquidity ratios, leverage ratios, debt ratios, productivity ratios and operating ratios. The research uses quantitative descriptive data analysis methods. The research results show that the liquidity ratio which consists of the average current ratio is 0.82, meaning that every Rp. 1,- of current debt is guaranteed by Rp. 0.82,- of current assets; The average cash ratio is 0.35, meaning that for every Rp. 1,- of current assets, Rp. 0.35 is cash and cash equivalents; the average cash to current liabilities is 0.29, meaning the regional government's ability to immediately pay every Rp. 1.- of current debt using cash and cash equivalents is Rp. 0.29,-; The average Quick Ratio is 0.60, meaning that the local government's ability to fulfill its short-term obligations for every Rp. 1,- using cash, cash equivalents and receivables is Rp. 0.60,-; The average cash flow ratio is 2.31, meaning the ability of a Regional Government's operating cash flow to pay for every Rp. 1,- of current debt owned using operating cash of Rp. 2.31,-. The leverage ratio measured is the Short Term Debt to Long Term Debt Ratio of 1.00. The debt ratio measured is the Total Liabilities to Current Assets Ratio. The average is 1.24 and the average Current Liabilities to Total Asset Ratio is 0.05, meaning that for every R.1,- debt is guaranteed by total assets of Rp.0.05,- The productivity ratio measured is Current Assets to Total Assets Ratio . The average is 0.04, meaning that for every Rp. 1,- current assets used for operational activities is Rp. 0.04,- Quick Asset to Inventory Ratio, the average is 2.67. The operating ratios measured include the average Earning Power of Total Investment of 0.10. The average financial independence ratio is 0.11 or 11%. From the aspect of relationship patterns and level of capability, the region is in the very low category with an instructive relationship pattern. The Public Participation Level Ratio is 0.07. This ratio shows the level of public participation in paying taxes, in this case all regional tax revenues, tax revenue sharing, both central and provincial. The higher the ratio value of the level of public participation of a Regional Government, the better it will be. From the calculation results it can be seen that for every Rp. 1,- Revenue, which comes from taxes is Rp. 0.07,- Debt Service Coverage Ratio (DSCR) for the Regional Government of Sambas Regency, the average for 2017-2021 is 2.79 or still above the minimum requirement of 2.5 as regulated in PP No. 107 of 2000 concerning Regional Loans article 6 letter b. However, in 2020 the DSCR was 2.35 and in 2021 it was 1.79, which is below the minimum requirements as regulated in PP 107/2000. This condition is caused by the relatively increasing number of regional loans from year to year. So the regional government for the coming year must ensure that the DSCR is still at the minimum limit outlined by the central government because if loans continue to increase there will be concerns that the Sambas Regency Regional Government will not be able to meet mandatory spending as regulated by PP 30/2011 concerning regional loans explanation of article 15 paragraph (1) letter b.</p> Suharman Eko Febri Lusiono U Ari Alrizwan Yuliansyah Munandar Copyright (c) 2024 Suharman, Eko Febri Lusiono, U Ari Alrizwan, Yuliansyah, Munandar https://creativecommons.org/licenses/by-sa/4.0 2024-04-28 2024-04-28 10 2 297 306 10.37567/alwatzikhoebillah.v10i2.2515 Implementation of Activity Based Costing Method in the Yellow Noodle Industry https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2800 <p>This study aims to determine the application of the activity based costing method on yellow noodle industry. The activity based costing method is aimed at presenting accurate of cost of products for management purposes, by carefully measuring the consumption of resources in every activity used to obtain maximum profit. This study uses a qualitative model with an evaluation approach, where the interactive model used is three procedures; data reduction, data presentation, and drawing conclusions or verification. Findings, in this study there are 2 inefficient production process activities, namely the activity of the yellow noodle drying process where the allocation of labor costs uses fixed costs and the process of weighing the yellow noodles which uses the same labors as the cost per unit is different. Based on the application of the activity based costing method, the two inefficient activities are converted into variable costs per unit and allocated in the parent process activity. The impact of allocation changes is an increase in profit per unit, from Rp. 6,475 per pack of yellow noodles to Rp. 7,167 per pack of yellow noodles.</p> Afriany Afriany Rubianto Pitoyo Copyright (c) 2024 Afriany Afriany, Rubianto Pitoyo https://creativecommons.org/licenses/by-sa/4.0 2024-05-08 2024-05-08 10 2 307 317 10.37567/alwatzikhoebillah.v10i2.2800 UMKM Cakap Digital melalui Penerapan E-Commerce: Studi Empiris di Kota Tarakan https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2790 <p>Measuring the effectiveness of e-commerce implementation is important to ensure online strategies meet MSME business goals. It helps evaluate whether investments in e-commerce are producing expected results, identify areas that need improvement, and adjust marketing approaches to increase sales and customer satisfaction. Effective measurement enables MSMEs to make data-driven decisions, maximize resources and strengthen their competitive position in the digital market. Based on this, this study aims to identify the benefits and barriers and measure effectiveness in implementing e-commerce. The method used in this research is effectiveness and a mix methods approach regarding barriers and benefits. The results show that the most perceived benefit is being able to expand the market, with the highest obstacle being low understanding of technology. The effectiveness ratio of implementing e-commerce in Tarakan City is 73%, which is in the quite effective category. Meanwhile, government support for the implementation of e-commerce by MSMEs is in the ineffective category.</p> Meylin Rahmawati Sulistya Rini Pratiwi Rika Wahyuni Kartini Kartini Istianah Asas Copyright (c) 2024 Kartini Kartini, Meylin Rahmawati, Sulistya Rini Pratiwi, Rika Wahyuni, Istianah Asas https://creativecommons.org/licenses/by-sa/4.0 2024-05-08 2024-05-08 10 2 318 331 10.37567/alwatzikhoebillah.v10i2.2790 Penerapan Keluarga Sakinah oleh Pasangan Suami Istri sebagai Keluarga Binaan di KUA Wonokromo Surabaya https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2755 <p>The aim of this research is to determine the content of marriage guidance received from the Wonokromo Religious Affairs Office (KUA), to understand the reasons why prospective couples participate in marriage guidance at KUA Wonokromo, and to ascertain the practice of the values of a Sakinah family by married couples under the mentorship of KUA Wonokromo. The research method used is qualitative. The type of research utilized is a case study, which involves an in-depth, detailed, and detailed investigation into a specific event or ongoing case. The data sources obtained in this study utilize primary data sources derived from interviews. The data collection method employed by the researcher is through direct interviews with informants. The findings of the research on the content of marriage guidance received from KUA Wonokromo include: (a) Patience to better control emotions, (b) Keeping silent to avoid conflicts, (c) Discussing together for clarity and finding appropriate solutions, and (d) Calming oneself to think clearly in making decisions. Second, the reasons why prospective couples participate in marriage guidance at KUA Wonokromo include: (a) Teaching mutual understanding towards spouses, (b) Building mental readiness for the next stage, and (c) Collaborating for mutual progress. Third, the practice of the values of a Sakinah family by married couples under the mentorship of KUA Wonokromo includes: (a) Building a harmonious family, (b) Being prepared to enter the marriage stage, and (c) Having physical and mental knowledge for the future.</p> Ramzy Muhammad Basyarahil Winning Son Ashari Copyright (c) 2024 Ramzy Muhammad Basyarahil, Winning Son Ashari https://creativecommons.org/licenses/by-sa/4.0 2024-05-12 2024-05-12 10 2 332 343 10.37567/alwatzikhoebillah.v10i2.2755 Analisis Prinsip 5C terhadap Pembiayaan Mudharabah di BMT Barokah Cabang Tegalrejo https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2730 <p>Financing is the provision of funds by institutions to parties needing funds with a certain period in return, accompanied by the payment of several rewards or profit sharing. BMT is one of the Islamic financial institutions providing Islamic financing products. This study aims to analyze the application of the 5C principle in Islamic finance at BMT Barokah Tegalrejo. The research method used was the qualitative method with a descriptive approach. The research object is the BMT Barokah Tegalrejo branch. The source of information was obtained from interviews with Mr. Marfusaha, director of the BMT Barokah Tegalrejo branch. The results of this study indicate that the 5C principle is needed in Sharia financing to overcome problematic financing or bad credit. Suggestions for further research, research methods, and objects analyzed to be further expanded and detailed.</p> Sonia Sofyana Yeny Fitriyani Qurotul Aini Copyright (c) 2024 Sonia Sofyana, Yeny Fitriyani, Qurotul Aini https://creativecommons.org/licenses/by-sa/4.0 2024-05-28 2024-05-28 10 2 344 352 10.37567/alwatzikhoebillah.v10i2.2730 The Students’ Motivation and Grit As Predictors on Reading Achievement https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2401 <p>The objective of this study is to examine the relationship between students' reading motivation and their reading achievement, as well as the relationship between students' grit and their reading achievement. Additionally, this study aims to explore the interplay among students' motivation, grit, and reading achievement. In this research, the researcher employed two types of motivation: intrinsic and extrinsic, and two types of grit: consistency of interest and perseverance of effort. This research is a quantitative correlational study with the population consisting of fifty-five students in the sixth semester of the S1 English Study Program Regular A of Tanjungpura University in Pontianak in the academic year of 2021/2022 who already took two reading courses (intensive reading and reading skill development) on their past semesters. Data were collected using questionnaires. The questionnaires consisted of 40 reading motivation items and 8 grit items on a 4 Likert scale ranging from “Very Different from Me” to “A lot Like Me”. Based on the research findings, there is a correlation with reading achievement (r= 0.551). There exists a positive connection (r=0.748) among grit and reading achievement. Additionally, it is noteworthy that there exists a good association between an individual's motivation to read and their level of perseverance and passion towards achieving success in reading (r=0.758). The study's major findings indicate a favorable correlation between the motivation and grit of great performers. There exists a positive correlation between an individual's level of motivation and grit and their level of achievement.</p> Aulyahaq Tiabarte Copyright (c) 2024 Aulyahaq Tiabarte https://creativecommons.org/licenses/by-sa/4.0 2024-05-28 2024-05-28 10 2 353 375 10.37567/alwatzikhoebillah.v10i2.2401 English Students' Perception and Motivation on Online Learning https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2400 <p>Online learning has become essential since the beginning of the COVID-19 pandemic, especially in the educational environment. The aim of this study was to find out students’ perception and motivation on online learning. This research was qualitative study. The subject of this study was the third and fifth semester students from the S2 English Language Education study program in Teacher Training and Education Faculty at Universitas Tanjungpura Pontianak. In order to collect the data, both questionnaire and interview were applied. The result showed the majority of students have a positive view on online learning during the pandemic. However, some students had negative perceptions of online learning due to poor internet connections and miscommunications that occurred while learning online. Moreover, almost all students were intrinsically motivated during the process of online learning.</p> Irfan Agung Wiranto Copyright (c) 2024 Irfan Agung Wiranto https://creativecommons.org/licenses/by-sa/4.0 2024-05-28 2024-05-28 10 2 376 387 10.37567/alwatzikhoebillah.v10i2.2400 Robot Pengukur Arah Kiblat Berbasis Offline Untuk Penyandang Tuna Netra https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2728 <p>The Qibla is fundamental in matters of Muslim worship so it needs to be given more attention. This research is intended to design a Qibla robot to determine the Qibla direction for blind people. This research uses research and development research methods, namely, by designing an offline-based robotic Qibla direction measuring device for the blind. This research produced findings in the form of a Qibla measuring tool called "Kibla Robot". The disadvantage of this Qibla Robot is that, firstly, it cannot be used in sloping, uneven or wavy places. Second, it cannot be used in rooms where there are too many magnetic fields, and third, the battery power runs out quickly, affecting the working function of the tool, fourth, when the latitude and longitude of the location are different, it must be reprogrammed. The first advantage of this Qibla Robot is its ergonomic shape. Second, he helps blind people determine the direction of the Qibla. Third, it can be used in areas with minimal internet signal, fourth it can be used indoors and outdoors. The level of accuracy of measurements on the Qibla Robot compared with the Theodolite is that there is no difference, and calculations in retrieving Solar Azimuth data from manual calculations and the Stellarium Application have a difference of 0 o 35' 36.09". A difference of less than one degree indicates that this tool is accurate.</p> Ikhsan Mahaendra Ahmad Adib Rofiuddin Copyright (c) 2024 Ikhsan Mahaendra, Ahmad Adib Rofiuddin https://creativecommons.org/licenses/by-sa/4.0 2024-05-30 2024-05-30 10 2 388 401 10.37567/alwatzikhoebillah.v10i2.2728 Tantangan Kritis dalam Pemungutan Pajak Sarang Burung Walet untuk Peningkatan Pendapatan Daerah di Kabupaten Ketapang https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2621 <p>The swallow's nest tax in Ketapang Regency holds substantial potential for boosting regional income, yet faces obstacles. This research identifies and analyzes issues in tax collection, focusing on the local government's efforts to maximize revenue. Using qualitative methods with a case study approach, primary data was collected through interviews, complemented by secondary data on local regulations, tax policies, and swallow's nest production statistics. Findings reveal: 1) Tax collection, as per Law No. 28 of 2009 (10% of selling price), is not burdensome but faces a Rp. 173 million leakage due to inadequate supervision by Bapenda during shipping. 2) Swallow's nest tax contributes 12.5% to Regional Revenue (PAD), ranking third in 2023 after BPHTB and MBLB. 3) Collection challenges include insufficient socialization, taxpayer awareness, ineffective supervision, and human resource competence. 4) Government efforts involve socialization, education, improved supervision during shipping, and enhanced human resource competence, especially in production estimation. Swallow's nest tax has regional development and community welfare potential, viewed positively in Ketapang Regency, with an Islamic perspective considering it mandatory charity (shodaqoh), indicating a significant contribution to regional development.</p> Mauliani Harva Yanti Ibrahim Luqman Copyright (c) 2024 Mauliani Harva Yanti, Ibrahim, Luqman https://creativecommons.org/licenses/by-sa/4.0 2024-05-30 2024-05-30 10 2 402 412 10.37567/alwatzikhoebillah.v10i2.2621 Employee Privacy dan Hostility Between Teams terhadap Employee Performance https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2465 <p>This study aimed to identify factors influencing the lack of privacy and the prevalence of gossip in the Kantor Bank Aceh Syariah Cabang Blangpidie. The Structural Equation Modeling (SEM) with Partial Least Squares (PLS) approach was used to analyze data from 103 respondents using The Durkee Hostility Inventory (DHI) as the measurement tool. The results revealed that two constructs, Guilt (feelings of guilt) and Negativism (tendency for negative thinking or rejection), significantly influenced the levels of privacy violation and gossip in the workplace. These findings offer valuable guidance to management in developing more effective strategies to foster a harmonious work environment and mitigate the negative impact of privacy violation and gossip in the workplace.</p> Yuliza Yuliza Rusdi Rusdi Hamdi Harmen Muhammad Rahmat Hidayat Copyright (c) 2024 Yuliza Yuliza, Rusdi Rusdi, Hamdi Harmen, Muhammad Rahmat Hidayat https://creativecommons.org/licenses/by-sa/4.0 2024-06-15 2024-06-15 10 2 413 426 10.37567/alwatzikhoebillah.v10i2.2465 Sustainable Pesantren: Institutional Reform In Islamic Education https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2631 <p>This study examines the approach of institutional transformation in Islamic education inside pesantren, with the aim of establishing a sustainable educational institution. The work is guided by a single problem formulation: How may pesantren attain sustainability through institutional change in Islamic education? This study employs a qualitative research methodology with a literature review framework. This study employs a content analysis methodology for its analysis. The dataset utilised in this investigation comprises scholarly journal articles and conference proceedings. The acquisition of all literary works is accomplished by conducting a search on Google Scholar using specific keywords: “Pembaharuan, Pesantren, Pendidikan Islam”. This study demonstrates the long-term viability of institutional transformation in Islamic education within pesantren through many approaches: 11) Diversification in pesantren leadership; 2) Diversification of educational institutions; 3) Integration of the Classical education curriculum with religious education with science; 4) Technology-based education; 5) Responsive to the times; and 6) Restructuring of educational institutions. This study enhances comprehension of the methodology employed by pesantren in rejuvenation, ensuring their continued relevance to contemporary demands while upholding their historic principles.</p> Mainuddin Ishomuddin Faridi Copyright (c) 2024 Mainuddin, Ishomuddin, Faridi https://creativecommons.org/licenses/by-sa/4.0 2024-06-20 2024-06-20 10 2 427 438 10.37567/alwatzikhoebillah.v10i2.2631 Politik Kantor PNS: Sudut Pandang Aceh https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2490 <p>This study examines office politics in the context of Aceh's civil servant (PNS) perspective using SEM PLS method. Involving 107 respondents, the research analyzes the relationship between internal office relationships, communication, and decision-making. The main findings highlight the positive correlation between internal relationships and communication, playing a crucial role in shaping office politics dynamics. Open communication facilitates collaboration, reduces conflicts, and influences better decision-making. Inclusive leadership is identified as a factor strengthening relationships and collaboration. The study underscores the importance of transparency in communicating policies and decision-making processes to prevent misunderstandings. These results offer insights into key factors for understanding PNS office politics and its impact on organizational effectiveness in Aceh.</p> Nurhadisah Nurhadisah Muhammad Rahmat Hidayat Copyright (c) 2024 Nurhadisah Nurhadisah, Muhammad Rahmat Hidayat https://creativecommons.org/licenses/by-sa/4.0 2024-06-26 2024-06-26 10 2 439 451 10.37567/alwatzikhoebillah.v10i2.2490 Literasi Keuangan dan Pilihan Investasi Masyarakat Aceh https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2491 <p>This study examines the relationship between financial knowledge and attitudes towards finance with individual financial behavior within the framework of the Lacanian perspective. The research defines financial knowledge as the symbolic dimension of an individual's mind encompassing concepts of finance, investment, and debt management. Attitudes towards finance are described as the imaginative aspect of an individual's personality involving views, preferences, and emotions related to money and financial management. Utilizing a statistical analysis approach, the study uncovers a significant correlation between financial knowledge, attitudes towards finance, and financial behavior. However, the research outcomes must be interpreted cautiously due to potential confirmation bias and heuristic effects in data interpretation. Managerial implications of this study involve the development of financial education programs aimed at shaping prudent and responsible financial behavior.</p> Khairan Nisa Muhammad Rahmat Hidayat Copyright (c) 2024 Khairan Nisa, Muhammad Rahmat Hidayat https://creativecommons.org/licenses/by-sa/4.0 2024-06-26 2024-06-26 10 2 452 458 10.37567/alwatzikhoebillah.v10i2.2491 Profil Habits of Mind Siswa SMA dalam Pemecahan Masalah Matematika https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2827 <p>This study aims to describe the habits of mind possessed by high, medium, and low class XI high school students in solving mathematical problems on linear program material studied from persisting, thinking flexibly, applying past knowledge to new situations, and metacognition. Habits of mind that are the focus of this study consist of four indicators, namely persisting, thinking flexibly, applying past knowledge to new situations, and metacognition. The research subjects were students of class XI MIPA 4 SMAS Mujahidin Pontianak and the object of research was habits of mind in mathematics problem solving. Explanatory sequential mixed method design is the method of this research with its instruments, namely math problem solving test questions, habits of mind questionnaire, and interview guidelines. The results of the discussion show that the habits of mind possessed by high category students in solving mathematics are persisting, thinking flexibly, applying past knowledge to new situations, and metacognition. Habits of mind owned by medium category students are persisting, thinking flexibly, and applying past knowledge to new situations. Habits of mind possessed by low category students are persisting.</p> Tessa Felyani Putri Sugiatno Sugiatno Bistari Bistari Copyright (c) 2024 Tessa Felyani Putri, Sugiatno Sugiatno, Bistari Bistari https://creativecommons.org/licenses/by-sa/4.0 2024-07-02 2024-07-02 10 2 459 474 10.37567/alwatzikhoebillah.v10i2.2827 Dampak Perubahan Harga Beras terhadap Kesejahteraan Petani https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2874 <p>The high level of agricultural production in Solok Regency has not been in line with the increase in farmers' welfare. In fact, the level of farmer welfare is an important factor in the development of the agricultural sector. The aim of this research is to determine the impact of changes in rice prices on farmer welfare using a case study approach. Data collection techniques include interviews, observation and documentation. For technical data analysis through percentage analysis. This research revealed that 59.2% of farmers before the increase in rice prices had a good economic condition, however, when the price of rice increased, the economic condition of rice farmers became less good, amounting to 66.3%. Apart from that, some farmers stated that their income increased by a percentage of 9.2%. The increase in rice prices does not result in the consumption patterns of farming communities decreasing, farmers reduce rice consumption and use other foods that contain carbohydrates as substitute foods.</p> Engla Desnim Silvia Rina Susanti Fatma Ariani Mukhlis Yunus Copyright (c) 2024 Engla Desnim Silvia, Rina Susanti, Fatma Ariani, Mukhlis Yunus https://creativecommons.org/licenses/by-sa/4.0 2024-07-23 2024-07-23 10 2 475 480 10.37567/alwatzikhoebillah.v10i2.2874 Nilai Spiritualitas dalam Seni Kaligrafi Ayat Kursi https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/3049 <p>The problem addressed in this study originates from the phenomenon of numerous calligraphers offering products featuring calligraphy of Qur'anic verses, with Ayat Kursi being the most popular among the public. This research area is known as Living Qur'an, which focuses more on the practical role of the Qur'an. In this case, the Qur'an is not only a guide but also used as home decoration in the form of calligraphy. This study employs a qualitative research method with Alfred Schutz's phenomenological approach, specifically in-order-to motive and because motive, to uncover the reasons and purposes behind the installation of Ayat Kursi calligraphy. The research data is collected from observations, interviews, and documentation. This study finds that the people of Magelang Regency have a strong preference for Ayat Kursi calligraphy because it is believed to bring blessings, reflect Islamic identity, and possess the power of prayer. The installation of Ayat Kursi calligraphy in homes serves not only as aesthetic decoration but also as a reminder of Allah's greatness, a source of spiritual protection, and a medium for creating a peaceful atmosphere.</p> Khilmi Ady Ahmad Mustofa Muhammad Abu Nadlir Copyright (c) 2024 Khilmi Ady, Ahmad Mustofa, Muhammad Abu Nadlir https://creativecommons.org/licenses/by-sa/4.0 2024-09-09 2024-09-09 10 2 481 489 10.37567/alwatzikhoebillah.v10i2.3049 Kontribusi Pemikiran Tokoh Feminisme Islam https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/3069 <p>Women in Islamic studies have reached a very important position. Many gender activists have discussed this topic, especially regarding gender equality. Several prominent feminist figures in the struggle for women's rights and gender equality include Qasim Amin, Amina Wadud Muhsin, and Fatimah Mernissi. Each of them has their own views about women. This article was prepared with the aim of presenting several opinions from these feminist figures and then extracting them. The writing of this article applies library research methods by collecting library materials sourced from books, journals and online articles. Based on this study, the view is obtained that Islamic feminist thought is very influential in reconstructing the interpretation of the position of women in Islamic law. This is a form of confirmation that interpretation is a subjective matter that is greatly influenced by the interpreter. Muslim feminist thought is actually relevant to the current context where men and women have equal positions.</p> Raden Muhammad Tarhan Syamzan Syukur Rahmawati Rahmawati Copyright (c) 2024 Raden Muhammad Tarhan, Syamzan Syukur, Rahmawati Rahmawati https://creativecommons.org/licenses/by-sa/4.0 2024-09-10 2024-09-10 10 2 490 500 10.37567/alwatzikhoebillah.v10i2.3069 Konsep Emanasi Filsuf Islam dan Hubungannya dengan Teori Sains mengenai Penciptaan Alam Semesta https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/2919 <p>Discussions about the universe are still debated today. Over the next few generations, these ideas received many responses, both pros and cons related to the concept of emanation. This article aims to examine several views of Islamic philosophers regarding the concept of emanation which is connected to the concept of the creation of the universe based on modern science. This research is included in the library research category, namely research that uses documents and literature data to help find a synthesis of the data being analyzed. Based on this study, it appears that the concept of emanation developed by Al-Farabi and Ibn Sina is in accordance with the Big Bang theory or Big Bang. However, the concept of emanation between the two still results in disagreement with the concept of creation held by the beliefs of Muslims in general.</p> Muhammad Yusuf Hamzah Harun al-Rasyid Muhaemin Latif Copyright (c) 2024 Muhammad Yusuf, Hamzah Harun al-Rasyid, Muhaemin Latif https://creativecommons.org/licenses/by-sa/4.0 2024-09-25 2024-09-25 10 2 501 509 10.37567/alwatzikhoebillah.v10i2.2919 Peran Patroli Perintis Presisi dalam Mencegah Terjadinya Tawuran di Wilayah Hukum Polda Metro Jaya https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/3232 <p>The phenomenon of brawls in the DKI Jakarta area is increasing due to environmental, economic, and population density factors in the region. The literature references that form the main basis of this research are situational crime prevention theory, iceberg theory, social conflict theory, youth identity theory, as well as the concepts of community policing, and precision inspector patrols. This research uses qualitative methods with data collection techniques of interviews and document studies. The results showed that the role of the Precision Inspector Patrol in preventing fighting in the jurisdiction of Polda Metro Jaya is to ensure that patrols and general guards can run smoothly, be responsible for each assignment, training, and supervision of patrol teams in other units, be the front guard to carry out various preventive and responsive efforts, conduct routine patrols, respond to reports from the public, and maintain the situation in the jurisdiction of Polda Metro Jaya to remain conducive and under control. Through this role, the strategies that can be carried out by the Metro Jaya Police Precision Inspector Patrol Team in preventing fighting crimes are preemptive, preventive, and repressive strategies that are investigative in nature. The community policing policy model in an effort to maximise the implementation of the Precision Pioneer Patrol to prevent horizontal conflicts in the Polda Metro Jaya jurisdiction can be realised through several management stages which include communication and synergy, cooperation, handling, and performance evaluation. Thanks to this, the Precision Pioneer Patrol has been able to reduce the number of horizontal conflicts that occur in the Polda Metro Jaya jurisdiction. The suggestions are for the Precision Pioneer Patrol Team to increase the frequency of patrols at night in the red and yellow zones, for future researchers to apply GIS as an early detection map of conflict-prone areas, and for cooperation partners to expand the scope of programme implementation P2TP2A Unit, PPA Unit, and FKDM to provide an understanding of the importance of Precision Pioneer Patrol in preventing horizontal conflicts.</p> Wahyu Agung Jagat Karana Surya Nita Chairul Muriman Setyabudi Copyright (c) 2024 Wahyu Agung Jagat Karana, Surya Nita, Chairu Muriman Setyabudi https://creativecommons.org/licenses/by-sa/4.0 2024-10-21 2024-10-21 10 2 510 526 10.37567/alwatzikhoebillah.v10i2.3232 Kontribusi Komite Daerah Ekonomi dan Keuangan Syariah (KDEKS) terhadap Perkembangan Sektor Ekonomi Kota Bandar Lampung https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/view/3247 <p>This study aims to investigate the contribution of the Regional Committee for Sharia Economics and Finance (KDEKS) to the development of the economic sector in Bandar Lampung City. The background of the study highlights the importance of sustainable economic growth in Indonesia, especially in the context of sharia economics as an effort to improve people's welfare. Although Indonesia has a Muslim majority population and has been active in developing sharia financial institutions, the existence of sharia finance is still relatively new and has a relatively small impact compared to the conventional financial sector. This study uses a qualitative descriptive approach, with data collection techniques including questionnaires, observations, and interviews. The research subjects involved the heads and members of KDEKS, while the research objects included regulations and policies, education and training, collaboration and synergy, infrastructure development, and promotion and marketing in the context of economic development in Bandar Lampung City. Data collection was carried out at the KDEKS office in Bandar Lampung City, with a research period of one month. Data were analyzed in stages, starting from data reduction, data presentation, to formulation or verification of conclusions. The results of the study show that KDEKS has a strategic role in the development of the sharia economic sector in Bandar Lampung City. Through this approach, researchers hope to provide a comprehensive picture of KDEKS's contribution to the city's economic development.</p> Ulil Albab Heri Sutopo Dona Algarini Copyright (c) 2024 Ulil Albab, Heri Sutopo, Dona Algarini https://creativecommons.org/licenses/by-sa/4.0 2024-11-20 2024-11-20 10 2 527 535 10.37567/alwatzikhoebillah.v10i2.3247