SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS
https://journal.iaisambas.ac.id/index.php/SAJGIBE
<p>The SAJGIBE Journal publishes and disseminates research findings and analyses on cross-border Islamic economics, as well as Islamic economic analyses that are well-rounded, open-minded, and up-to-date in their field, and capable of fulfilling their duties and responsibilities in accordance with Islamic teachings and ethics, scientific knowledge, and professional standards. Islamic Development Economics, Islamic Business Management, Islamic Finance and Banking, Islamic Accounting, Islamic Tourism, Hajj and Umrah Management, Zakat and Waqf Management, Halal Management, Human Resource Management, and Economics. The SAJGIBE Journal is published three times a year (May, September, January). The SAJGIBE Journal has been accredited as <strong><a href="https://sinta.kemdikbud.go.id/journals/profile/13768">Sinta 5</a> by the Ministry of Higher Education, Science, and Technology in 2025 with the number No. SK: 10/C/C3/DT.05.00/2025 Date: March 21, 2025 </strong></p> <p> </p>Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambasen-USSOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS2830-0335The Impact of Macroeconomic Indicators on the Movement of Third-Party Funds at Bank Kalbar
https://journal.iaisambas.ac.id/index.php/SAJGIBE/article/view/5523
<p>Third Party Funds (TPF) represent the primary funding source in the banking industry and play an essential role in supporting financial intermediation. The ability of banks to collect public funds is influenced by internal and external factors, including macroeconomic conditions. This study aims to analyze the influence of macroeconomic indicators, namely BI-Rate and inflation, on the movement of Third Party Funds at Bank Kalbar. This study employed a quantitative approach using the Vector Autoregression (VAR) method. Secondary quarterly time-series data from January 2013 to September 2025 were collected from Bank Kalbar publications, Bank Indonesia reports, and Statistics Indonesia. Analytical procedures included stationarity testing, optimal lag determination, cointegration testing, and VAR estimation. The results indicate that all variables achieved stationarity at the first difference level (I(1)) and demonstrated long-term relationships. Findings suggest that BI-Rate and inflation are associated with the movement of Third Party Funds at Bank Kalbar. Therefore, fund mobilization strategies should consider macroeconomic developments to maintain sustainable growth.</p>Teddy WahyudiErni Panca Kurniasih
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2026-07-252026-07-2552607410.37567/sajgibe.v5i2.5523