https://journal.iaisambas.ac.id/index.php/SAJGIBE <p>The SAJGIBE Journal publishes and disseminates research findings and analyses on cross-border Islamic economics, as well as Islamic economic analyses that are well-rounded, open-minded, and up-to-date in their field, and capable of fulfilling their duties and responsibilities in accordance with Islamic teachings and ethics, scientific knowledge, and professional standards. Islamic Development Economics, Islamic Business Management, Islamic Finance and Banking, Islamic Accounting, Islamic Tourism, Hajj and Umrah Management, Zakat and Waqf Management, Halal Management, Human Resource Management, and Economics. The SAJGIBE Journal is published three times a year (May, September, January). The SAJGIBE Journal has been accredited as <strong><a href="https://sinta.kemdikbud.go.id/journals/profile/13768">Sinta 5</a> by the Ministry of Higher Education, Science, and Technology in 2025 with the number No. SK: 10/C/C3/DT.05.00/2025 Date: March 21, 2025&nbsp;</strong></p> <p>&nbsp;</p> Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas en-US SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS 2830-0335 https://journal.iaisambas.ac.id/index.php/SAJGIBE/article/view/5523 <p>Third Party Funds (TPF) represent the primary funding source in the banking industry and play an essential role in supporting financial intermediation. The ability of banks to collect public funds is influenced by internal and external factors, including macroeconomic conditions. This study aims to analyze the influence of macroeconomic indicators, namely BI-Rate and inflation, on the movement of Third Party Funds at Bank Kalbar. This study employed a quantitative approach using the Vector Autoregression (VAR) method. Secondary quarterly time-series data from January 2013 to September 2025 were collected from Bank Kalbar publications, Bank Indonesia reports, and Statistics Indonesia. Analytical procedures included stationarity testing, optimal lag determination, cointegration testing, and VAR estimation. The results indicate that all variables achieved stationarity at the first difference level (I(1)) and demonstrated long-term relationships. Findings suggest that BI-Rate and inflation are associated with the movement of Third Party Funds at Bank Kalbar. Therefore, fund mobilization strategies should consider macroeconomic developments to maintain sustainable growth.</p> Teddy Wahyudi Erni Panca Kurniasih Copyright (c) 2026 SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS https://creativecommons.org/licenses/by-sa/4.0 2026-07-25 2026-07-25 5 2 97 111 10.37567/sajgibe.v5i2.5523 https://journal.iaisambas.ac.id/index.php/SAJGIBE/article/view/5235 <p>The growth of the green economy is encouraging businesses, including pesantren-based MSMEs, to adopt sustainable business practices to enhance their competitiveness and brand image. This study aims to analyse the role of the green business model in enhancing the brand image of Mercalam products as a pesantren-based SME in the era of the green economy. Although various studies have discussed green business and brand image in SMEs, research specifically examining the application of the green business model in pesantren-based SMEs remains limited. Furthermore, the integration of green economy principles and Islamic values as shapers of brand image has not been extensively studied. This study contributes to enriching the literature on the green economy amongst pesantren-based SMEs and provides a model for strengthening brand image based on sustainability and Islamic values. The study employs a qualitative approach using a case study method focused on Mercalam, located in Pasak Village, Sungai Ambawang Sub-district, Kubu Raya Regency. Data were collected through observation, interviews, and documentation of production processes, business management, and the sustainability practices implemented. The results indicate that the green business model is implemented through the use of local raw materials, efficient production processes, responsible waste management, and the empowerment of the surrounding community. These practices reinforce consumers’ positive perceptions of Mercalam as an environmentally friendly SME that is committed to.</p> <p>&nbsp;</p> Baisuni M. Basri Ahmad Hasany Kholifah Maryani Astri Aulia Lestari Nur Padilah Copyright (c) 2026 SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS https://creativecommons.org/licenses/by-sa/4.0 2026-09-04 2026-09-04 5 2 112 123 10.37567/sajgibe.v5i2.5235