SOUTHEAST ASIA GRADUATE JOURNAL OF ISLAMIC BUSINESS AND ECONOMICS in Islam is a double-blind peer-reviewed journal on Islamic Economics. SAJGIBE Journal is published three times a year. Articles must be written in English and Indonesian, peer-reviewed journals, and specialize in Islamic Economics. All papers, research articles submitted to this online journal will be reviewed by 2 (two) reviewers. After the manuscript is submitted by the author through the online submission process, the journal editor screens the manuscript and decides whether to send it for full peer review or not. Only after completing the initial screening, the manuscript is sent to one or more peer reviewers. Finally, the journal editor or the journal editorial board considers the peer reviewer's report and makes the final decision to accept or reject the manuscript for publication. SAJGIBE Journal is published by the Master of Islamic Economics Program at the Postgraduate Institute of Islamic Studies Sultan Muhammad Syafiuddin Sambas, Indonesia. SAJGIBE Journal is published with SK No. 0005.28300335/K.4/SK.ISSN/2022.06, by the Center for Scientific Data and Documentation of the Indonesian Institute of Sciences with Online ISSN No.: 2830-0335. This journal is published 3 times a year (May, September, January)