Cross-Border Journal of Business Management

PENGARUH KOMPENSASI DAN DISIPLIN KERJA TERHADAP PRESTASI KINERJA KARYAWAN PADA PERUSAHAAN UMUM DAERAH AIR MINUM (PDAM) GUNUNG POTENG KOTA SINGKAWANG

2025-01-10T06:01:38+00:00

The success of an organization is influenced by many factors, one of which is employee performance. Meanwhile, employee performance is influenced by compensation and work discipline. If compensation and work discipline experience problems, it will affect employee performance. This research aims to determine the effect of partial and simultaneous compensation and work discipline on employee performance at the Gunung Poteng Drinking Water Regional Public Company, Singkawang City.

The type of data in this research is quantitative with descriptive statistical data analysis using primary data and secondary data obtained from the Gunung Poteng Regional Drinking Water Company, Singkawang City. The number of samples for this research was 59 respondents using non-probability sampling techniques with a saturated sampling method. The samples used from respondents were questionnaire answers from respondents. The data analysis methods used are instrument tests, classical assumption tests, hypothesis tests using multiple linear regression tests, t tests, and F tests and coefficient of determination.

These results show that the compensation variable has a positive and significant effect on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (6.644> 3.161) or can be seen from Sig<a (0.000<0.005). Apart from that, the work discipline variable also shows a positive and significant influence on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (5.520>3.161) or can be seen from Sig<a (0.000<0.005). Simultaneously, Compensation and Work Discipline have a positive effect on employee performance at the Gunung Poteng Regional Drinking Water Company, Singkawang City with a calculated T value> T table (103.840>3.161) and a Sig value <a (0.000<0.005).

PENGARUH LAYANAN MOBILE BANKING TERHADAP KEPUASAN NASABAH BANK SYARIAH INDONESIA Tbk. KANTOR CABANG SAMBAS

2025-01-10T09:49:13+00:00

In the era of globalization, the development of information technology has become an urgent need in various sectors, including banking. Bank Syariah Indonesia (BSI) provides mobile banking services aimed at facilitating banking transactions and increasing customer satisfaction. This study aims to analyze the influence of mobile banking services on customer satisfaction at the BSI Sambas Branch.

The method used in this study is quantitative, with data collected through questionnaires distributed to 30 BSI mobile banking service users. Data were analyzed using IBM SPSS Statistics 26 to test validity, reliability, and perform a simple linear regression test.

The study results show that BSI’s mobile banking services have a positive and significant influence on customer satisfaction, with a determination coefficient (R²) of 0.613, meaning that 61.3% of the variation in customer satisfaction is explained by the quality of mobile banking services. All questionnaire items are valid at the 5% significance level and reliable with a Cronbach's Alpha value greater than 0.6. The majority of respondents are female, aged 23-30 years, with a high school education, and work as entrepreneurs. These findings recommend that BSI enhance the aspects of security, ease of use, privacy, reliability, credibility, and system speed in its mobile banking services. These improvements are expected to increase customer satisfaction and loyalty toward BSI’s digital services

PENGARUH PEMBIAYAAN MUDHARABAH DAN PEMBIAYAAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS PADA PT. BANK SYARIAH INDONESIA (BSI) PERIODE TAHUN 2021-2023

2025-01-21T08:10:45+00:00

Profitability is a ratio that looks at a company's ability to generate profits. Sharia banking is an institution that provides sharia banking services based on sharia principles. This research aims to determine the effect of mudharabah and nausyarakah financing on the level of profitability at PT. Bank Syariah Indonesia, Tbk period talfun 2021-2023.

This research is a quantitative research with the data source used is secondary data obtained through the official website of Bank Syariah Indonesia.. The number of samples in this study was 36 samples. The analysis techniques used include statistical analysis, multiple linear regression analysis, hypothesis testing, namely the t test, using SPSS 24 analysis tools.

The results of the research show that the mudharabah variable, the t-calculated results of the mudharabah variable, do not have a significant effect on ROE. The musyarakah variable from the t-calculated musyarakah variable has a significant positive effect on ROE. And by testing all the independent variables simultaneously, it was found that the influence of mudharabah and musyarakah financing on ROE is that the R Square value is 0.311, which means that the contribution of the two independent variables of mudharabah and musyarakah to ROE is 31.1%, and 68.9% of the other variables

PENGELOLAAN OBJEK WISATA PANTAI DALAM MENINGKATKAN KESEJAHTERAAN PELAKU USAHA PERSPEKTIF EKONOMI ISLAM DI DESA MATANG DANAU KECAMATAN PALOH KABUPATEN SAMBAS

2025-03-06T06:50:31+00:00

The purpose of this study is to find out how the management manages coastal tourist attractions and with the management of these tourist attractions, it can improve the economy of the surrounding community, especially business actors around the beach. This study uses the theory of management and welfare, this study uses a qualitative approach that is descriptive.

The results of this study indicate that the management of the Matang Danau Beach tourist attraction in Matang Danau Village, Paloh District, Sambas Regency can be said to be still not optimal because of the lack of facilities around the beach, for example there are still no prayer rooms and public toilets, but with the management of the Matang Danau beach, it can also increase the level of welfare for the surrounding community, and with the management of the beach, it can reduce coastal abrasion due to the construction of a concrete embankment to prevent seawater abrasion and also more adequate road facilities with paved roads, and the construction of the Matang Danau Beach name icon, a gazebo for visitors to take shelter. With the Management of the Matang Danau Beach tourist attraction, it has a positive impact on improving the welfare of business actors around the beach in Matang Danau Village, as evidenced by the increase in income obtained, which initially only utilized the results of farming and fishing, now there is additional income from the business being run. In terms of education and health, there has also been an increase in which the facilities are more adequate and security has been regulated by members of the tourist attraction management and there is great public awareness.

PENGARUH PERSEPSI PENDAPATAN, PENDIDIKAN, DAN JUMLAH ANGGOTA KELUARGA TERHADAP KESEJAHTERAAN KELUARGA PERSPEKTIF MAQASHID ASY-SYARIAH

2025-03-20T01:00:01+00:00

This study aims to determine whether there is a positive and significant influence of income, education, and family size, both partially and simultaneously, on family welfare from the perspective of Maqashid Asy-Syariah in Sebayan Village. This research employs a quantitative approach with a causal associative nature. The population in this study consists of 929 households, and the sample size was determined using Roscoe's theory, resulting in a sample of 40 respondents. The type of data used is primary data obtained from the results of a questionnaire. The ordinal data collected was then converted into interval data. Subsequently, the data was processed using validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing using SPSS 23.

The research results indicate that, partially, there is no positive and significant influence of income on family welfare, as evidenced by the t-value < t-table (1.724 < 2.02809) with a significance value of 0.474 > 0.05. There is a positive and significant influence of education on family welfare, as shown by the t-value > t-table (3.831 > 2.02809) with a significance value of 0.000 < 0.05. There is no positive and significant influence of the number of family members on family welfare, as indicated by the t-value < t-table (1.938 < 2.02809) with a significance value of 0.060 > 0.05. Simultaneously, there is a positive and significant influence of income, education, and the number of family members on family welfare, as seen from the F-value > F-table (9.725 > 2.87) with a significance value of 0.000 < 0.05. Furthermore, the Adjusted R Square value is 0.402, which means that income, education, and the number of family members account for 40.2% of the influence on family welfare, while the remaining 59.8% is influenced by other variables not included in this study.