THE INFLUENCE OF GREEN FINANCE AND FINANCIAL PERFORMANCE ON THE PROFITABILITY OF PT BANK BTPN SYARIAH IN THE PERIOD 2018-2022

Ardi Goeliling; Ni Nyoman Devi; Ariyani Goeliling; Romansyah Sahabuddin; Arya Pering Arimbawa

Ardi Goeliling Universitas Negeri Makassar, Indonesia
Ni Nyoman Devi YAPMI, Indonesia
Ariyani Goeliling STIKES Mega Rizky, Indonesia
Romansyah Sahabuddin Universitas Negeri Makassar, Indonesia
Arya Pering Arimbawa Politeknik Sahid, Indonesia

Keywords: Green Finance, Financial Performance, Profitability, Islamic Banks

Abstract

This study aims to analyze the effect of green finance and financial performance on the profitability of PT Bank BTPN Syariah during the period 2018-2022. Green finance is measured through financial indicators that reflect sustainable financial practices, while financial performance is evaluated using financial ratios such as ROA, BOPO, and NPM. The data used came from the annual and quarterly financial statements of Bank BTPN Syariah as well as data related to green investment. Statistical analysis, including regression and correlation analysis, was used to assess the relationship between the variables. The results showed a positive influence of green finance and financial performance on the profitability of BTPN Syariah Bank. Sustainable finance practices can improve financial performance and, consequently, contribute to bank profitability. The implications of these findings provide valuable insights for Bank BTPN Syariah and other financial institutions interested in strengthening the sustainability dimension in their operations and investment policies. This study contributes to the sustainable finance literature and provides practical insights for stakeholders in the Islamic banking sector. Recommendations focus on strengthening sustainable finance practices and optimizing financial performance to improve profitability, in line with the commitment to green economy principles

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