Penyaluran Program Z’Auto pada BAZNAS Provinsi Sumatera Utara dalam Persepektif Maṣlaḥah

Abstract

This study aims to analyze the distribution of aid under the Z’Auto Program and examine its alignment with the maṣlaḥah (public interest) perspective at BAZNAS North Sumatra Province. It specifically investigates the accuracy of aid targeting and the program's adherence to maṣlaḥah principles. The study employs an empirical legal research method with a qualitative approach, utilizing interviews and literature reviews. The findings indicate that the Z’Auto Program operates through a systematic mechanism comprising document submission, administrative verification, field surveys, eligibility determination, aid distribution, and business mentoring. The aidconsisting of business capital and workshop equipment has proven effective in enhancing business capacity, service quality, customer volume, and the income of mustahik (zakat beneficiaries). However, implementation faces operational challenges, particularly regarding limited equipment allocations relative to technical workshop needs and the lack of separation between personal finances and business capital among beneficiaries. From a maṣlaḥah perspective, the program fulfills three levels of public interest: ḍarūriyyah (safeguarding the continuity of livelihoods), ḥājiyyah (reducing operational barriers and facilitating business development), and taḥsīniyyah (enhancing professionalism and creating opportunities for beneficiaries to transition into munfiq or muzakki donors or zakat payers). Thus, the Z’Auto Program represents a form of productive zakat that aligns with maṣlaḥah principles by generating sustainable benefits, fostering economic independence, and delivering broader social impact to the community.