Pembiayaan Haji melalui Talangan Dana Perspektif Maṣlaḥah Mursalah di Desa Sigambal

Abstract

Hajj is one of the pillars of Islam that must be performed by Muslims who meet specific conditions, one of which is istiṭā‘ah (capability). Therefore, thorough preparation—mentally, physically, and financially—is essential for prospective pilgrims. This study aims to analyze Hajj financing through loan or advance funding schemes from the perspective of maṣlaḥah mursalah. The research employs a descriptive-qualitative method with field-based data collection. Data sources include both primary and secondary materials, such as interviews, documents, DSN MUI fatwas, books, papers, and online content. The findings reveal that the condition of istiṭā‘ah is not fully met by pilgrims who use Hajj advance funding. While this facility provides convenience for some people, especially in securing a Hajj quota earlier, it raises concerns regarding the validity of the pilgrimage, particularly in terms of financial capability. Nevertheless, in areas like Sigambal Village, this funding scheme is perceived as beneficial in increasing community participation in performing Hajj.