Edukasi Investasi Syariah untuk Meningkatkan Literasi Finansial Siswa SMAN 1 Cilegon
Abstract
The low level of Islamic investment literacy among Generation Z has become a challenge amid the rapid development of digital technology and increasing access to financial products. This community service program aimed to improve Islamic investment literacy and raise awareness of the dangers of riba among 40 students of SMAN 1 Kota Cilegon. The program was implemented through three stages—preparation, implementation, and evaluation—using interactive educational methods, including lectures, group discussions, case studies, digital platform simulations for identifying Islamic investment instruments, and evaluation through pre-tests and post-tests. The results demonstrated a significant improvement in participants' Islamic investment literacy, as reflected by the increase in the average score from 52.5 in the pre-test to 88.5 in the post-test. Furthermore, the proportion of participants achieving a high literacy level increased from 10% to 85% after the program. These findings indicate that interactive Islamic investment education effectively enhances students' financial literacy and awareness of avoiding financial practices involving riba.
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