SOUTHEAST ASIA JOURNAL OF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS (SAJGIBE) with studies in Islamic Development Economics, Sharia Business Management, Sharia Finance and Banking, Sharia Accounting, Sharia Tourism, Hajj and Umrah Management, Zakat and Waqf Management, and Halal Management. The SAJGIBE journal publishes and disseminates the results of research and analysis of lecturers, student research